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Writer's pictureShidonna Raven

Corporate Climate Change Series: SDIM24: How businesses can become more resilient to the physical impacts of climate change: Challenges and opportunities for risk managers


October 2, 2024

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Many businesses recognize the need for climate adaptation, yet still seek effective strategies.




Challenges and opportunities for risk managers

The Marsh Corporate Adaptation Survey offers insights into how companies are currently approaching the challenge of climate change adaptation. The survey shows high awareness of physical risks, with 83% of respondents already considering the impacts of climate-related physical risk.


  • However, many corporate climate adaptation strategies lack quantitative and systems-level analysis: 48% of businesses assess climate risks at the qualitative level only and lag in the quantification of current and future impacts. At the same time, many system-level considerations (e.g. suppliers (30%), governments and regulators (29%), resources an ecosystem services (21%), and capital providers (13%)) are still only assessed by a minority. Encouragingly, 90% have already discussed climate adaptation needs and plans.


  • When asked about the type of adaptation action currently implemented, three top areas that emerge are:


  • Business continuity planning and testing (49%).


  • Invest in asset engineering to better withstand extreme events without downtime (41%).


  • Adapting climate-adjusted working patterns (33%).


  • Looking ahead, organizations also mention the need to invest in asset engineering to recover faster from extreme events (24%).


  • The survey also shows that many businesses still struggle to establish a clear business case for adaptation despite the widely acknowledged high cost-benefit ratios of adaptation measures. However, 43% of respondents do not use cost-benefit analysis to make the business case for adaptation and less than a third of companies (29%) are now considering adaptation and resilience as part of their insurance planning cycle.


  • Companies must understand their vulnerabilities and act on this knowledge in future-proofing and strategic planning. These results and the path to adaptation for businesses is discussed further in Marsh’s soon-to-be-published report: How businesses can become more resilient to the physical impacts of climate change.



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